Local woman admits forging 84 checks worth over $110,000

WORCESTER — A Charlton woman recently pleaded guilty in federal court in Worcester to fraudulently obtaining more than $110,000 in Social Security benefits, private pension payments and COVID Economic Impact Payments, federal prosecutors said.

Gina M. Cummings, 61, pleaded guilty to 1 count of bank fraud, according to the U.S. Attorney’s Office for Massachusetts. U.S. District Court Judge Margaret R. Guzman scheduled sentencing for August 20th.

Prosecutors said Cummings was arrested and charged in December 2025. From January 2020 through July 2025, she fraudulently obtained about $110,428 after gaining access to the checkbook of a Social Security beneficiary and pensioner who died in August 2019…

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