What Northern Colorado residents should know before Jan. 15
Northern Colorado residents who need health insurance for 2026 are approaching a critical deadline. Open enrollment for Affordable Care Act (ACA) Marketplace plans ends Jan. 15, 2026. Missing it could mean waiting another year unless you experience a qualifying life event.
ACA Marketplace plans are designed for individuals and families who do not receive coverage through an employer, Medicare, Medicaid, or the Children’s Health Insurance Program. For many across Fort Collins, Loveland, Greeley, and surrounding communities, these plans provide a path to affordable coverage and access to local health care providers.
Open enrollment for 2026 coverage began Nov. 1, 2025. To receive coverage starting Feb. 1, 2026, residents must enroll or update their plans by Jan. 15…