One of the most balanced real estate markets in recent history may be on the horizon, offering a welcome sigh of relief to those looking to buy or sell. Over the last 25 years, the housing market has seen everything from properties sliding into short sale and foreclosure to buyers competing with cash offers far over the asking price. Here’s why experts think 2026 might be the year the playing field levels out.
A key indicator of market health is the mortgage rate. Ryan Abrahamson, branch manager at Guild Mortgage in Fort Collins, says that after years of sharp swings, rates are settling into a healthier range.
“Over the last few years, we’ve seen the pendulum swing from the lowest rates we’ll probably ever see in our lifetimes to the highest rates I’ve seen in my 20-year career,” he says…