The complaint, filed by Sunrise-based law firm Modlin Slinsky on behalf of American Express National Bank, lays out three separate legal theories: breach of contract, money lent, and accounts stated. According to court records, the bank sent Cohen a statement dated March 27, 2026, showing the balance due, and he failed to object or pay within a reasonable time. The account has since been cancelled.
Cohen’s most recent statement suggests payment problems. The minimum payment due is listed at $12,309.16 — which includes a past-due amount of $8,968.31. The bank also tacked on a $40 late fee and charged $1,333.50 in interest during the final billing period. The statement warns that if he were to make only minimum payments going forward, it would take approximately 33 years to pay off the balance, at a total estimated cost of around $150,742…