Florida Man Charged In Multi-State $500K Utility Fraud Scheme After Minnesota Deposit

A Florida man is facing charges related to a substantial check fraud scheme following an investigation by the Walton County Sheriff’s Office Criminal Investigations Bureau.

Brandon Loud, 32, Fort Lauderdale, was arrested and booked into the Walton County Jail with a bond set at $100,000. He is accused of depositing a fraudulent check valued at over half a million dollars that originated from a Walton County utility company.

The investigation began when a utility company in Santa Rosa Beach reported that a check intended for a vendor, in the amount of $505,400, had been stolen and altered. The check, mailed initially on August 4, 2025, was never delivered to its intended recipient…

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