Lowballing is back. Here’s how to ace the “insult offer”

Homebuyers, it’s time to sharpen your haggling skills.

Nearly two-thirds of buyers paid under list price last year, the highest share in six years. The typical discount was 7.9%, the biggest markdown in 13 years—about $31,600 off the typical home. And with mortgage rates now below 6%, buyers stand to save even more this year.

But how do you convince a seller to accept your indecent proposal? We got lowballers to share their dos and don’ts…

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