My son’s Fort Myers crash revealed a Florida insurance gap | Opinion

On December 13, 2025, my 26-year-old son Trevor Crawford was riding his e-bike in the bike lane along a road in Fort Myers when a driver traveling in the opposite direction failed to yield while turning left across his path, causing a devastating crash. In seconds, a normal day turned into a life-altering event.

Trevor suffered devastating injuries — two shattered femurs and a broken arm — requiring emergency surgery and steel rods placed in both of his legs. Months later, he is still facing a long and difficult recovery.

As a parent, watching your child endure this kind of trauma is heartbreaking. But what shocked me almost as much as the crash itself was what we learned afterward about Florida’s auto insurance system…

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