FORT WAYNE, Ind. (WFFT) — Open Enrollment for 2026 Affordable Care Act coverage is underway. In HealthCare.gov states like Indiana, enrollment opened Nov. 1, 2025, runs through Jan. 15, 2026, and you must enroll by Dec. 15, 2025 for coverage that starts Jan. 1, according to Healthcare.gov.
The below analysis uses a hypothetical Allen County couple — “Jack and Diane,” ages 58 and 57, ZIP 46805, combined household income of $85,000, non-tobacco users — to show how policy and pricing changes may affect what similar households pay in 2025 versus 2026. The couple buys coverage on Indiana’s Marketplace because they are small-business owners who must self-insure.
Why 2026 could jump:…