Forget stock options. Some Bay Area employers are handing out down payments

San Mateo County social worker Aldo Quintero and his wife, Liza, make respectable salaries in their government jobs, but in a region with a median home price of $1.4 million and a county where the figure reaches $2.2 million, a home for the couple and their two kids in the community they serve was out of reach.

For years, Quintero commuted an hour-plus across the Bay from Hayward, and though they later found a small rental in the San Mateo County town of Belmont, their pay wasn’t enough for them to afford a home of their own.

“Even as I got raises and better-paying jobs, it’s like I couldn’t catch up to where prices were,” said Quintero, who earns $144,000 not including benefits…

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