Clipper Card 2.0: Free & Discounted Multi-Agency Transfers San Francisco Bay Area

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Clipper Card 2.0 – Free & Discounted Transfers

On December 10, 2025, Clipper Card will introduce another improvement that will offer free multi-agency transfers utilizing Clipper Card systems.

Users will only pay the first leg of the fare (within a 2 hour window). Transfers across agencies will be capped within the Cipper Card eco-system will receive up to a $2.85 per this recent BART press release (I will update this article once I get confirmation of the discount).

Why Is This Important?

This can be a huge game-changer as it will encourage more folks to take public transportation instead of driving, especially if traveling in pairs or groups as it can often be cheaper even after factoring gas and tolls.

Currently, most people have to pay full fares when connecting across multiple agencies (with the exception of some MUNI transfers, see below).

Discounted Transfers BART, Caltrain & MUNI

Sample Itinerary #1

  • From San Francisco To Lake Merritt Ride via MUNI & BART

    • Current Price: $7.10: $2.85 for Muni Ride + $4.25 for BART Ride

    • Ride Under New Rollout: $4.25 ($2.85 for MUNI Ride + $1.40 BART transfer)

    • Savings of $2.85

  • Return Ride From Lake Merritt To San Francisco via BART & MUNI

    • Current Price: $6.60 each way ($4.25 for BART Ride + $2.35 for MUNI Ride)*

      • MUNI offers a $0.50 discount when transferring to MUNI from another agency within a specified timeframe.

    • Ride Under New Rollout: $4.25 ($4.25 for BART Ride + free MUNI ride transfer)

    • Savings of $2.35

The current round-trip price is $13.70, but after the rollouts, it will be $8.50. It might not seem that much, but if you are a daily commuter, that could be a savings of $104 a month (based on 20 rides per month)…

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