The dream of finding an affordable home feels increasingly out of reach for many prospective buyers, especially those in the middle-income bracket.
While the housing market might appear robust on paper, a deeper look reveals a significant disconnect between available homes and what many can truly afford. This challenge is particularly acute for middle-income households, who continue to face the largest supply gap.
A collaborative report, the May 2026 Housing Mismatch report from Realtor.com® and the National Association of Realtors®, highlights this critical issue. Buyers earning around $75,000 can currently afford homes priced up to about $261,140…