Retiring on a fixed income doesn’t mean you have to give up ocean views, small-town charm, or West Coast living. In fact, there are still places out west where you can protect your home budget and enjoy a peaceful, fulfilling retirement without relying on savings or a pension.
With the average Social Security payment for singles at $1,976 and $3,089 for couples in 2025, it’s all about choosing the right location.
We’ve rounded up 10 towns where you can maximize your senior benefits and actually live on Social Security alone. From coastal escapes to quiet inland communities, these destinations offer affordable housing, walkability, and access to the things that matter most, like health care, nature, and a strong sense of community…