GREENSBORO, N.C. – If anyone knows how to stretch a dollar, it’s Financial Literacy Expert Ja’Net Adams. She’s made a career out of helping others pay off debt. “How I got into the work that I’m doing now is being in $50,000 of debt and being laid off with a one-year-old at home,” Adams said. “I said my first child was born into debt. My second child would not be, and she wasn’t.”