GREENSBORO, N.C. — A Ring camera caught a neighbor throwing a firework from their car into another neighbor’s house. There was plenty of damage, but thankfully, the house didn’t catch on fire
In this instance, police say the damage was done on purpose. But what if you’re setting off fireworks and you don’t mean to, but you hit your neighbor’s house or catch it on fire?
“You also have liability coverage on your homeowner’s policy, so that firecracker didn’t damage your property; it damaged your neighbor’s property, and your neighbor’s now suing you. You are responsible for what damages you caused. The liability insurance on your homeowner’s policies is what’s going to pay that claim,” said Christopher Cook of Alliance Insurance Services…