A tree down on a home in Greenville Sept. 29, 2024, following Tropical Storm Helene. (Provided by the city of Greenville)
A few tarps and an old quilt are the only barriers sealing off what remains of Gary and Patricia Brinkley’s Pacolet home from the outside elements after Tropical Storm Helene toppled a 90-foot oak tree that crushed the roof above their bedroom and living room.
Meanwhile, cold weather is coming, with forecasted temperatures dipping into the low 40s next week.
The Brinkley’s homeowners’ insurance carrier declared their home in rural Spartanburg County a total loss.
But their coverage level is still $15,000 short of paying for repairs, and the elderly couple’s application for federal disaster aid has been twice denied.
They’re among South Carolinians learning the hard way this hurricane season that insurance won’t cover their needs. Yet, what insurers are paying for Helene damage is expected to be historic.