Mom of 5 Becomes Millionaire by 39

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Achieving Financial Independence by 39

Julia Myers, a former hospital executive, set a goal to become a millionaire before turning 40. After losing her sight in one eye, she retired early and achieved financial independence by age 39.

Frugal Habits and Value-Based Spending

Myers lives frugally, avoiding debt and investing early. She focuses on essential expenses and splurges on experiences like international travel.

Supporting Independent Children

Myers believes in raising independent children. She provides guidance and support, but expects them to take responsibility for their own expenses. She contributes to their savings and gives them a one-time launch payment upon moving out.

Education Assistance with a Twist

Myers doesn’t pay for her children’s college upfront but will help them repay student loans or assist with a down payment on a house. She encourages them to pursue affordable education paths.

Inheritance with a Purpose

Myers plans to leave an inheritance to her children but requires them to donate half to charity. This teaches them the importance of purpose and independence.


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