Tricksy Texts: How to Spot a Scam

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Beware of Text Message Scams

Text message scams are increasingly common and often effective. A seemingly harmless text, like a simple “How are you?”, can be the start of a scam. Once you respond, scammers try to trick you into sharing personal information.

Fake Fraud Alerts

Many scams involve fake fraud alerts. These texts appear to be from your bank or credit card company, warning of fraudulent activity.

They’ll ask for personal information like your social security number and banking details, supposedly to secure your account. In reality, scammers use this information to steal your money.

These scams often mimic IRS alerts, subscription payment failures, or notifications about unauthorized purchases.

Never Click on Suspicious Links

Avoid clicking links in texts from unknown senders. These links can download malware or spyware onto your device, giving scammers access to your information.

These messages might contain warnings or promises of rewards, urging you to click for more details. Legitimate companies rarely communicate via text or email with such requests.

Scrutinize the message for anything suspicious, like misspellings or unusual email addresses. If you have doubts, contact the supposed sender directly to verify the message.


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