The IRS says bank and credit card statements, phone photos and videos, and county property records can rebuild the proof that a storm or fire destroyed a home or belongings. Filing deadlines for people in storm-hit parts of Indiana and Texas now run to Feb. 1, 2027. The records guidance is on an IRS page updated July 29, 2026, and the postponements came in releases dated Sept. 2 and Oct. 27.
The two pieces fit together. A person who lost papers in a disaster has more time to file, and the IRS has listed where to find replacements while the extra time runs.
Where the IRS says to look for lost records
The IRS page, Reconstructing records after a natural disaster or casualty loss, sorts the search by what was lost. For a home, it points to photos or videos of the damage, purchase papers from the title or escrow company or the bank, and a property tax statement from the county assessor to separate the land from the building. Insurance policies often list the building’s value, and mortgage companies can supply appraisals…