Beating Rising Healthcare Costs: Dr. Bring’s Cash-Based Clinic

INDIANAPOLIS — As Indiana residents prepare for a volatile 2026 healthcare market, a shift toward Direct Primary Care (DPC) is gaining momentum. With insurance premiums projected to spike and federal subsidies set to expire, many Hoosiers are bypassing traditional insurance-billing systems in favor of a “one-stop-shop” healthcare model.

According to recent filings with the Indiana Department of Insurance (IDOI), the state is bracing for a significant financial shift. Marketplace carriers have requested average premium increases of 20.5%, with some hikes reaching as high as 40%. This “insurance death spiral” is expected to impact over 300,000 Hoosiers just as enhanced tax credits from the Inflation Reduction Act are scheduled to sunset.

A “One-Stop-Shop” for the Community

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