When Latoya Hardin heard her name last week during Newark’s first-ever $1 lottery for the sale of distressed city-owned properties, she became so emotional her eyes instantly welled up with tears of joy. And how could she not? Latoya, who’s a single mother, tells me she “prayed and prayed” for the moment she finally became a first-time homeowner for so long, she could hardly believe it was really happening.