$40,000 a year works out to roughly $3,300 a month, and in the right small town, that budget buys a genuinely comfortable life. If you’re looking at a fixed retirement income, relocating to somewhere with a lower cost of living could be one of the smartest senior money moves you can make.
Some towns offer a luxurious lifestyle with waterfront access, others offer mountain scenery or a thriving food and arts scene. What they share is a cost of living low enough that $3,300 a month covers the basics and still leaves room for the good stuff.
With a monthly budget of around $3,300, any one of the towns on this list is worth considering…