Insurance change leaves Plant City couple with just $10K in coverage after catastrophic water damage

TAMPA, Fla. (WFLA) — Debra and Marcus Stokes, a Plant City couple in their 70s, said they are facing the loss of the home they built more than 40 years ago after catastrophic water damage destroyed nearly everything inside.

The Stokes said they believed they were covered under their homeowners insurance policy.

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Instead, after filing a claim, they learned an endorsement had been added to their policy three months earlier that limits this type of water damage coverage to $10,000…

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