Renting is cheaper than owning in Tampa Bay

Renting is cheaper than owning a home in Tampa Bay, according to a LendingTree analysis.

Why it matters: Housing costs have soared nationwide, with stubbornly high home prices and mortgage rates weighing on would-be buyers.

By the numbers: Tampa Bay’s median monthly gross rent was $1,776 in 2024, based on the latest available census data, compared to over $2,143 a month for mortgaged homes.

  • That’s 20% more each month than renting, including utilities, fees and taxes.

Yes, but: Home prices across the region fell last year in a trend that’s likely to continue…

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