If someone hits your car, you’re having a bad day. If they have no insurance, your day is probably going to get worse. In Lubbock, getting hit is always a concern.
As much as I would like to bring sunshine, rainbows, and puppy dogs into your world on this topic, there are few, if any, to be found.
What Happens If The At-Fault Driver Has No Insurance?
Texas is an “at-fault state,” meaning the person who caused the crash is on the hook to pay for all the damages. The problem is, if they don’t have insurance, they probably don’t have the cash to pay you either. So what happens at that point?
Let’s hope you have uninsured driver insurance. This is where your insurance company pays the claim. I’ll be fair and honest, it’s terrible you’d even have to carry this kind of insurance because it’s like paying someone else’s insurance…