BMW X5 owner tells bank ‘take it back’ after a year of $2k payments barely dents loan

Briana, a content creator from Atlanta, Georgia, has 1.3 million followers on TikTok (@justbeingbriana), is going viral. However, it’s not because of her usual fun and creative content. Instead, it’s about her deciding to return her 2021 BMW X5 after she realized that a year of her making monthly payments of $1,998.62 barely made a dent in her loan.

After she checked her Ally Auto account, she saw that those payments only paid off $5,827.16 of the BMW loan, leaving her with an outstanding balance of $100,412.28.

“I checked the account for my BMW, and I saw that I only paid $5,000,” she said on her TikTok. “And I thought, ‘Nah, I’m definitely being scammed…’ There’s no way paying that much for so long only paid off $5,000. So I was in chat like, ‘Y’all can have this car back, I’m sick of being scammed.’ It’s not going toward anything but interest.”…

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