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As the sun sets on the 30% federal tax credit for residential solar panels at the end of 2025, many homeowners are determining whether the cost eclipses the return on investment. One caller, Sid from Phoenix, Arizona, asked The Ramsey Show exactly that, prompting Dave Ramsey to issue a clear verdict: “Don’t do it.”
The question is timely. Under the current Residential Clean Energy Credit, homeowners can deduct 30% of the cost of solar systems installed by December 31, 2025. But does that automatically make it a smart financial move?…