Flood damage not covered by home insurance, residents waiting on FEMA declaration

More than 13,000 people in Southeastern Wisconsin suffered property damage caused by record-setting flash flooding over the weekend.

Now, many of them are learning that the damage won’t be covered.

Thousands of people have filed claims after flood waters inundated homes or swamped vehicles. But flood damage to buildings is not covered by home or renters insurance unless they have purchased flood policies, said Sarah Smith, spokesperson with the Wisconsin Office of the Commissioner of Insurance…

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