After the Flood: Milwaukee Homeowners Face Insurance Battles, Contractor Scams, and Falling Home Values
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When torrential rains overwhelmed Milwaukee this summer, basements filled, streets turned into rivers, and homeowners faced tens of millions of dollars in losses. However, for many residents, the real devastation began only after the floodwaters receded—when they discovered that insurance policies, contractors, and resale markets offered little to no relief.
The Insurance Trap: Denials Hidden in the Fine Print
Many Milwaukee residents assumed their homeowner’s policies would protect them, only to learn that standard policies seldom cover flooding. According to the Wisconsin Office of the Commissioner of Insurance (OCI), homeowners are required to purchase separate flood insurance through the National Flood Insurance Program (NFIP).…