Canceled policies and rising premiums for homeowners insurance are also hitting hard residents of Florida’s manufactured and mobile homes.
“My insurance went from $2,300, and the lowest bid that I got was $6,000,” Therese Burch of Naples said.
Burch lives in a manufactured home and was forced to shop around after being canceled by her insurer.
She said her best option was with Citizens Insurance, the state-backed insurer of last resort, but it came with a requirement that she buy flood insurance.
“We were just looking to insure our home the same as it was before for around $60,000,” Burch said.
“A lot of companies are leaving. Anybody that’s still remaining in the market space has very strict guidelines,” Robert Norberg of Arden Insurance said referring to the mobile and manufactured home insurers. “Most of them we see are going to Citizens. We try the admitted companies, but it just doesn’t fit.”