Florida’s reputation for soaring housing costs hides a quieter reality: in several cities, a budget of $225,000 can still get you into a single-family home. By focusing on markets where recent reporting shows prices at or under that threshold, I can pinpoint nine places where buyers are not shut out. Each city on this list offers a different mix of lifestyle and value, but all still align with the promise that $225,000 can realistically buy a house.
1) Ocala, Florida – Median home prices remain under $225,000 in this desirable central Florida city, allowing buyers access to single-family homes with yards
Ocala stands out as a desirable central Florida market where median home prices remain under $225,000, keeping single-family homes with yards within reach for budget-conscious buyers. Recent coverage of desirable Florida cities confirms that Ocala still fits the profile of a place where $225,000 can reasonably buy a house, rather than just a condo or a fixer-upper. That matters for families who want space for kids, pets, or home-based work without stretching beyond a modest mortgage…