More home insurance companies plan Florida rate decreases for 2026

ORLANDO, Fla. — It is good news for Central Florida homeowners as we wrap up 2025 — some companies are planning to lower home insurance premiums for 2026.

Even Florida’s insurer of last resort, Citizens Property Insurance Corporation, plans to lower rates for the first time since 2015.

Depending on where they live, many Central Florida homeowners could save money as they pay their home insurance bill for 2026…

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