Affordable retirement in Florida is still within reach, with lesser-known cities offering low living costs even as rents and expenses rise statewide
Have you ever fantasized about living in Florida, retired, sipping coffee on your porch and watching the sunrise over the palm trees? You are not the only person to consider the benefits of moving to the Sunshine State and retiring. With no state income tax, a sub-tropical climate all year round, and some of the finest beaches in the country, it practically is retirement heaven.
But there’s a catch. The average cost of a one-bedroom apartment in Florida is as high as $1,291, and the average monthly Social Security payment is likely to be at best just around $1,967 in 2025. Is that enough to make it work?
To Move to Florida or Not?
The response is yes, and the only problem is that you are not sure where to start. Florida is more than just tourist playgrounds and upscale neighborhoods; there are smaller cities and lesser-known treasures where you can live on a dollar. These are the spots where you can live comfortably on Social Security, spending it most enjoyably while exploring the best Florida has to offer. These 13 cities have everything, from affordable living, healthcare, and a great sense of community, to relatively cozy suburban vibes and waterfront views…