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One of Florida’s fastest-growing communities, Port St. Lucie, is also number one in the nation regarding the average number of credit cards used per resident. Earlier today,the financial watchdog website WalletHub released a report titled “Cities With the Most Credit Cards“, which ranked Port St. Lucie number one in the country. Nashua, New Hampshire, came in second place, followed by Irvine, California, Garden Grove, California, and another Florida city, Cape Coral. Conversely, cities with the fewest credit cards per resident were Washington D.C., Pearl City, Hawaii, and Lincoln, Nebraska.
To determine the cities where credit card ownership is increasing the most, WalletHub analyzed its latest consumer-finance data across four key metrics. These metrics measured the average number of cards owned per person and the average number of new cards opened per person in Q4 2023, as well as the percent change in both from Q4 2022.