SAFE Credit Union members have until 6 p.m. Pacific on October 27 to vote on combining with BECU, a deal expected to close January 1

SAFE Credit Union members have five days left to settle the biggest question their credit union has faced. Ballots on combining with BECU must reach the third-party vote administrator by 6 p.m. Pacific Time on Tuesday, October 27. If members approve, the combination is expected to close January 1, and SAFE’s own materials point to fewer fees and a bigger branch map in return.

One vote, no changes, no branch drop-off

SAFE’s voting page says ballots must be received by 6:00 p.m. Pacific Time on October 27. Mail ballots go back in the postage-paid envelope addressed to CUBallot, and branches will not take them. Members can also vote in person at the special meeting at 4:30 p.m. that day at 2295 Iron Point Road in Folsom.

Eligibility was fixed on July 31, 2026. A voter had to be 18 or older, a SAFE member with a member number, and hold at least $5 in combined shares or an outstanding loan balance of one cent or more. Business and trust memberships vote once, through one authorized signer or trustee…

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