Living in the City of Trees comes with a cost: maintenance to maintain homeowners insurance

Some Sacramento residents concerned after receiving notices from home insurers to maintain trees 03:32

SACRAMENTO — Some residents in Sacrmento’s Land Park neighborhood are concerned after receiving notices from their homeowner insurance companies threatening to cancel them if they do not trim or chop down their trees.

One of the reasons why so many people move to neighborhoods like Land Park is to be surrounded by a beautiful canopy of trees, in the city of trees.

“We’re encouraged to actually plant trees and provide a tree canopy, especially in this neighborhood for shade to reduce heat and reduce electricity,” said Noel Edson, who lives in Land Park. “For them to say, ‘No, you have to cut them back,’ it seems like we are getting two different messages.”

One homeowner who did not want to be identified said they have never made a claim in 25 years but recently received a notice from Liberty Mutual that they were being canceled because of hanging trees and moss on the roof.

The homeowner said quotes from other insurance companies for coverage would have been four times the amount they were paying. It ended up costing them nearly $10,000 to make the fixes.

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