Owners of older homes can have trouble finding affordable homeowner’s insurance

ST. LOUIS, Mo. (First Alert 4) – Last year’s May 16 tornado exposed a growing problem for people who own older homes. Owners say it can be a challenge to purchase homeowner’s insurance amid rising premiums and a higher risk for damage.

The result is that the Missouri Department of Commerce and Insurance reports 73% of homes damaged in the tornado were not insured.

Like many North St. Louis homeowners, Theresa Wilkins inherited her house…

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