HOA Files: Homeowners confront huge bills, conflicts of interest and bad insurance options

Peter and Janelle Bohnel lost $30,000 of equity in their Otsego home over their HOA insurance claim. They returned to the home on Feb. 24, 2025, to get some of their belongings before it is sold. Photo by Glen Stubbe/Minnesota Reformer.

Susheel Kesireddy was among the first people to move into a brand-new townhome community in Inver Grove Heights eight years ago.

He figured his homeowners association’s insurance would cover any needed repairs to the outside of his home, while his personal insurance covered the inside…

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