In a city where the median home price hovers around $1.4 million and over two-thirds of properties sell for more than $1 million, finding an affordable home in San Francisco might seem like chasing a mythical creature. But contrary to popular belief, single-family homes under the million-dollar mark do exist—if you know where to look.
The secret lies in exploring neighborhoods that typically fly under the radar of trendy real estate coverage but offer authentic San Francisco living with more attainable price points. These overlooked areas provide realistic entry points for first-time homebuyers, families seeking more space, and longtime residents hoping to remain in the city they love.
A deep dive into current market data reveals seven San Francisco neighborhoods where sub-million dollar homes aren’t just theoretical possibilities but regularly available options. Each area offers its own distinct character, advantages, and considerations for potential buyers.
1. Visitacion Valley: The best-kept secret for affordability
With a median home price of $885,000 and approximately 65% of homes selling under the million-dollar mark, Visitacion Valley stands as San Francisco’s most affordable neighborhood for single-family homes. This southeastern area borders Daly City and offers a quiet residential atmosphere with increasing development activity…