Homebuyers need to make more than $400K in this Bay Area region to afford the ‘typical’ home, analysis finds

The Brief

  • Home buyers must earn almost $300K more than renters to afford monthly payments in one Bay Area region.
  • The gap is widening between the income needed to afford the typical home for sale versus the typical rental.
  • The Bay Area has the biggest buy-to-rent premium, an analysis found.

SAN JOSE, Calif. New research has found that the gap between the cost of buying a home and the cost of renting is ever-widening, and in the U.S., the Bay Area has the biggest home buying premium.

Highest income needed

The analysis by Redfin found that in the San Jose-Sunnyvale-Santa Clara metro area, an annual income of $408,557 is needed to afford the typical home for sale, the highest in the nation.

That’s more than 8% higher than a year ago and about 218% more than what’s needed to afford the typical apartment for rent in that South Bay region.

Redfin said the annual income of $128,580 needed to afford a typical apartment for rent in the San Jose-Sunnyvale-Santa Clara metro area was also the highest in the nation.

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