I’m retired, 68, single and child-free. My Social Security covers all my living costs — including my rent. Is there even a point to buying a home now?

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Retirement often marks the beginning of a new chapter, though this chapter unfolds uniquely for each individual. Consider the life of a 68-year-old retiree in Sarasota, Florida — single, childless and thoroughly enjoying their independence. With comfortable rental accommodations and sufficient retirement income to support an active lifestyle of travel, fine dining and regular rounds of golf, this retiree exemplifies how the golden years can truly shine with freedom and fulfillment.

While your vibrant social circle provides fulfillment, the absence of heirs has you wondering if property ownership is practical for your situation. The decision between buying and renting extends beyond the traditional homeownership dream — it’s fundamentally about financial viability…

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