Medicare Advantage members in Maryland, Connecticut, North Dakota and New Mexico are watching insurers leave for 2027, and Dec. 7 is the last day of the annual window to pick a replacement. The departures differ sharply by state: Aetna is leaving Maryland altogether, and ConnectiCare is ending every Medicare plan in Connecticut. In North Dakota and New Mexico, Blue Cross-branded plans are the ones shrinking, along with Presbyterian and Christus in New Mexico.
None of this means every plan in every state is gone. Maryland still has seven insurers selling Medicare Advantage, according to the Maryland Insurance Administration, and New Mexico’s Presbyterian is keeping one plan. The question for each member is narrower: is my own plan one of the ones ending, and what happens to me on Jan. 1 if I do nothing?…