When a tree from your neighbor’s property falls into your yard, it can create confusion about who pays for the damage.
Maryland has specific laws that determine responsibility based on the condition of the tree and whether anyone was negligent. Understanding these rules helps you know your rights and what steps to take after tree damage occurs.
1. Acts Of Nature Usually Mean You’re On Your Own
If a healthy tree falls during a storm or high winds, Maryland law typically considers this an “act of God.” Your neighbor isn’t responsible for the cleanup or damage costs. You’ll need to file a claim with your own homeowner’s insurance to cover repairs to your property.
This rule applies when the tree showed no signs of disease or weakness before falling. Weather events like hurricanes, ice storms, and strong thunderstorms are common causes that fall under this category in Maryland.
2. Proving Negligence Changes Everything
When you can prove your neighbor knew about a dangerous tree and ignored it, they become liable for damages. Signs like visible rot, large dead branches, or a severe lean make the tree an obvious hazard. Maryland courts have ruled that property owners must maintain trees reasonably…