How do I prepare to buy a house?

This piece is sponsored by The First National Bank in Sioux Falls.

So you’ve answered the question of “Should I rent or buy?” and decided that you want to buy a house in the short- or long-term future.

If renting is right for you right now but your end goal is to buy a home, that brings us to the next question: How do I prepare to buy a house?

Homeownership is a huge leap, but you can make the transition easier by taking these small steps along the way:

1. Start saving for a down payment early in the process.

If you’re a first-time homebuyer, you may be able to take advantage of down payment assistance, tax credits and reduced private mortgage insurance premiums…

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