LAWRENCE COUNTY, Mo. — Multiple rounds of heavy rain are in the forecast this week, raising the risk of flooding in the area. Some people may be concerned about how they can protect their homes and belongings with insurance.
Local insurance agent Jess Bowman with Bowman Insurance Group says one of the most important things to remember is natural flooding is not covered by homeowner insurance.
Flood insurance is a separate policy which covers water damage from the natural rising of ground water. Its different from homeowner insurance, which would cover water damage from a broken pipe and other things that could go wrong in your home…