Anytime, anywhere, wildfire risk is growing in Colorado. Across the state, homeowners are feeling the impact, especially when it comes to insurance.
“Being a high-catastrophe state at a time when we’re seeing unprecedented, historic catastrophes is something the insurance industry is unfortunately responding to,” explained Carole Walker, executive director of Rocky Mountain Insurance Information Association. “We’re all seeing that play out in rising premiums and also a more limited marketplace for access to insurance.”
It’s an issue CBS News Colorado has covered for years. In December 2024, homeowners in Coal Creek Canyon told CBS Colorado they were suddenly dropped by their insurer.
“It doesn’t matter the condition of our home, the age of our home. It’s where we live,” Erik Johnson said.
Homeowners faced a similar situation in Arvada.
“We went through 20 insurance companies and in actuality got back one quote,” Bob Hunter previously told CBS Colorado.