The nation’s growing home insurance crisis is in the spotlight as Californians begin the long road to rebuilding after the deadly Eaton and Palisades wildfires. For neighbors Louise Hamlin and Chris Wilson, the difference in insurance coverage on their nearly identical homes in Altadena reveals how unequal that recovery will be. Hamlin was privately insured and has already been paid out nearly a million dollars. She is searching for contractors to rebuild her house. Wilson will receive a fraction of what he needs because he was covered by the California Fair Access to Insurance Requirements Plan — the state’s…..