Florida’s housing market has always been a hot topic, but what’s in store for 2025? Let’s dive into what the experts are saying about the best- and worst-case scenarios for the Sunshine State’s real estate future.
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Here are the best- and worst-case scenarios for Florida’s housing market in 2025 .
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Best-Case Scenario: Sunny Days Ahead
Keith McCoy, owner and founder of Midtown Homebuyers in Milton, Florida, painted an optimistic picture. “If interest rates stay low and people keep moving to Florida from other states, the housing market will stay strong and continue to grow. This could keep home values high and make it a great place to sell,” he said.
Thomas Brock, CFA, CPA, of RetireGuide echoed this sentiment, pointing to recent Federal Reserve actions as a positive sign. The Federal Reserve recently cut rates by half a percentage point to a range of 4.75% to 5.00%. “This bodes well for the Florida housing market,” Brock said. He added that if inflation continues to trend downward, we could see even more rate cuts, creating a win-win situation. “Buyers will benefit from more affordable mortgage offerings, and sellers will benefit from stronger demand,” he said.