Hurricane Helene: What to know if your home is damaged and you need to make an insurance claim

ATLANTA — Hurricane Helene is expected to make landfall early Friday morning. Many homes across Georgia and metro Atlanta could suffer damage in the next 24 hours.

So, what should you do if your home gets damaged?

Insurance Public Adjuster Jennifer Campbell says that starts with familiarizing yourself with your insurance policy. You should know what your deductible and your coverage limits are.

“Before filing a claim, do you even have enough damage to file a claim? Sometimes people will come by and say you have a claim here and you don’t know your policy and maybe you don’t have that kind of coverage. It happens more often than you think,” Campbell said.

She also suggests grabbing your phone or camera and taking pictures of your home and roof before there is any damage.

“Definitely go outside and take pictures of your home. That’s a big deal. You want to know what it looks like before the storm. Because, you know, when you have a claim here in Georgia, it’s your responsibility to prove the loss,” Campbell said.

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