Maryland regulators have approved 2027 health plan rates that leave a 40-year-old in the Baltimore area paying $9 to $89 more a month for the lowest-cost off-exchange, unsubsidized silver plan, the Maryland Insurance Administration said in its Sept. 25 rate announcement. Across the state, unsubsidized individual plans will rise an average of 14.6% in 2027.
The increase lands hardest on people who buy their own coverage without any tax credit. Those who get financial help may see a very different bill, and the state says that gap matters more than the headline average.
What the $9 to $89 range measures
The range comes from a sample table in the state’s release. It tracks the lowest-cost silver plan sold outside the state marketplace by each of five carriers, priced for a 40-year-old in the Baltimore metro area with no subsidy. The insurance administration says rate changes for those plans range from 2.6% to 19.2%…