Fewer Than 1 in 200 Metro Detroit Homes Has Flood Insurance, New Data Shows

A Shelby Township contractor went through FEMA, NOAA and state records. Nearly 9 in 10 insured flood losses in Macomb, Oakland and Wayne hit a basement.

SHELBY TOWNSHIP, MI, UNITED STATES, November 8, 2026 /EINPresswire.com/ — Almost nobody in Metro Detroit has flood insurance. Not a thin policy with a high deductible. No federal flood policy at all.

That is the plainest takeaway from a new guide by Mansour’s Innovations, a family-owned basement waterproofing, excavation and plumbing contractor in Shelby Township. The company pulled federal and state flood records for Macomb, Oakland and Wayne counties and put them side by side, 2014 through 2026. Every number in the public-data guide names where it came from…

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